Unemployed! Increase Your Employment Quotient

Every day new jobs are created and still we are facing the heat of unemployment. Have we ever thought of why? Why are candidates not getting employed even after having a long list of degrees in their resume. Is there problem with the educational system? Candidate? or the company which is demanding too much? Have we ever tried to answer these questions. Lets think about the problem and look at it from a different angle. Is the unemployed mass really employable? If not what are the drawbacks? We need to answer these questions or else the problem will keep on aggravating.

Now a days students go for professional degree to increase their employment quotient. They go for Engineering, MBA, MCA etc to get better jobs. They have got a specific mindset that once I complete my studies I will get a good job with a high paying salary. What they forget in the meanwhile is that “They have to work hard and show their qualities to the interviewer to get the job”. Except a few handful of candidates rest of them don’t perform up to the mark. Left over candidates blame their teachers, then placement department and at last the companies for being partial. They never look for fault within themselves. Why don’t they genuinely ask themselves why they are left out? And start working towards their weaknesses.

We have to start working towards our goal with full dedication and lots of hard work. Keep in mind “There is no short cut to success, Success comes only to those who persevere for it”. When a candidate is inducted in to a professional degree they need to keep in mind that they have to do full justice with the educational program. For example take MBA. The mindset of a candidate is that while doing MBA they need to have more practical knowledge than theoretical knowledge and thus many skip classes. Colleges arrange for guest lectures after the completion of the regular classes but then very few attend because they get tired. These guest lectures are very important because the guest is a person with full practical knowledge. This will help in the long run. There are few things which should be thought when getting tired. Are we tired of eating? Sleeping? Or having fun? Then Why tired of studying. A student has to address these things seriously when he has bunked classes and not participated in guest lectures and is out of several programs, how fit he is to get hired? There are lots and lots of business magazines available in the college campus. Student should read them to have an idea of products, markets and the recent happenings in the business scenario. Inculcate the habit of reading and analyzing business situations and solving case studies because in the long run that will help them in solving their own business problems.

Study the whole syllabus rather than concentrating on guess questions just to pass the exam and get good marks. In the long run a good subject knowledge will be appreciated and not just good marks.

Companies are looking for fried chicken not raw chicken which needs to be cooked, roasted and the flavored to suit their need. A candidate has to understand this and become prepared to meet the current needs. Learn how to face interview questions and answer them without hesitation. Have an idea of company profile before going for interview. Have command over English language when seeking high paying jobs in multinationals. A candidate has to understand that their employability and pay package solely depends on them. We don’t need to complain but rather look at the problem and address the solutions. Improve subject knowledge, Communication skills, public speaking skills and leadership skills to get that desired job.

Curling Iron Vs Hot Rollers

The use of curling iron dates back to years as they have been successfully tested on different hair types so far. Hair curlers of different brands, styles, features and prices are available to choose from the best one suited according to the different hair types. Women who are blessed with amazingly straight hair may occasionally cherish to get their hair curled with that sexy bouncing springs. The irons have given the opportunity to such people who wish to curl their hair occasionally to acquire the desired style quickly at home. The modern devices available today come with so many features and built-in accessories such as removable brushes, misters, steam etc. Depending upon the texture, length and thickness of your hair, you can choose the one that fit the correct barrel size fitted for your hair. Choosing the right barrel size is highly important if you wish to bring out the optimum result after styling your hair. Hair curlers that range from one quarter to almost three inches diameter are available to choose from.

Hot rollers have also been used by many and that was mostly before the introduction of the curling irons. Even though both of them serve for the same purpose, both hold certain points of advantages and disadvantages. We can discus some of them here. When compared to hot rollers, the irons offer versatility in styling as you can accomplish any type of curls that you wish on your hair. By attaching the suitable barrel, you can create either tight, spiral curls or loose wavy curls as required. You can also finish the task much quickly as compared to hot rollers. People who do not want their hair to be subjected to high heat of the curling iron mostly make use of these hot rollers that too too come in different sizes and colors to choose from. The method of application of both of them differs. The hair curled with curling device can retain the style for longer and it takes more time for curling the hair with the hot rollers. When the older models of hot roller used to create tangles on the hair, the advancement of new technology enables the use of hot roller free of tangles. Hair curlers are also lightweight and can be transported while traveling.

Important Role of Financial System in the Economy

The financial sector provides six major functions that are important both at the firm level and at the level of the economy as a whole.

1. Providing payment services. It is inconvenient, inefficient, and risky to carry around enough cash to pay for purchased goods and services. Financial institutions provide an efficient alternative. The most obvious examples are personal and commercial checking and check-clearing and credit and debit card services; each are growing in importance, in the modern sectors at least, of even low-income countries.

2. Matching savers and investors. Although many people save, such as for retirement, and many have investment projects, such as building a factory or expanding the inventory carried by a family micro enterprise, it would be only by the wildest of coincidences that each investor saved exactly as much as needed to finance a given project. Therefore, it is important that savers and investors somehow meet and agree on terms for loans or other forms of finance. This can occur without financial institutions; even in highly developed markets, many new entrepreneurs obtain a significant fraction of their initial funds from family and friends. However, the presence of banks, and later venture capitalists or stock markets, can greatly facilitate matching in an efficient manner. Small savers simply deposit their savings and let the bank decide where to invest them.

3. Generating and distributing information. One does not always think of it this way, but from a society wide viewpoint, one of the most important functions of the financial system is to generate and distribute information. Stock and bond prices in the daily newspapers of developing countries (and increasingly on the Internet as well) are a familiar example; these prices represent the average judgment of thousands, if not millions, of investors, based on the information they have available about these and all other investments. Banks also collect information about the firms that borrow from them; the resulting information is one of the most important components of the “capital” of a bank, although it is often unrecognized as such. In these regards, it has been said that financial markets represent the “brain” of the economic system.

4. Allocating credit efficiently. Channeling investment funds to uses yielding the highest rate of return allows increases in specialization and the division of labor, which have been recognized since the time of Adam Smith as a key to the wealth of nations.

5. Pricing, pooling, and trading risks. Insurance markets provide protection against risk, but so does the diversification possible in stock markets or in banks’ loan syndications.

6. Increasing asset liquidity. Some investments are very long-lived; in some cases – a hydroelectric plant, for example – such investments may last a century or more. Sooner or later, investors in such plants are likely to want to sell them. In some cases, it can be quite difficult to find a buyer at the time one wishes to sell – at retirement, for instance. Financial development increases liquidity by making it easier to sell, for example, on the stock market or to a syndicate of banks or insurance companies.

Both technological and financial innovations have driven modern economic growth. Both were necessary conditions for the Industrial Revolution as steam and water power required large investments facilitated by innovations in banking, finance, and insurance. Both are necessary for developing countries as they continue their struggle for economic development. But the effective functioning of the financial system requires, in turn, the precondition of macroeconomic stability.

Planning A Fun-Filled Family Vacation

When planning a family vacation, there are several steps you should take in order to give your special retreat the best chances of being a memorable and fun experience for everyone involved.

First, be certain to include the entire family in the planning process. This will help get the children more involved and excited about the upcoming adventure while also helping them to feel as if they are important members of the family. In addition, it will make them more vested in the trip. In other words, they will be less likely to complain about the itinerary because they know they had a hand in planning it.

You should also be certain to plan a variety of activities throughout the trip so the children do not become bored with a specific aspect. For example, if your plans involve visiting a few different museums, try to spread them out over a few days rather than hitting them all at once. Visiting many museums on the same day can be very tiring for children.

Similarly, if you are planning several physical activities, spread those out as well. Hiking trails at National Parks is a wonderful experience, but trying to cram them all into one day will lead to cranky children and a bad experience for everyone.

Finally, be certain to plan activities for the children to enjoy while on the road or in the air. Allow them to bring their handheld gaming systems if they are into video games. If you can, purchase a DVD player for the children to watch movies while on the road as well. Even if you are not a big fan of allowing children to watch television, this is one time when the rules should be bent. The same is true for brining food, as children tend to get hungry quickly and you do not wan to have to pull over every hour for a snack.